BDO Credit Card Promos - Fly Now, Pay Later!

Fly now pay later

Travel all you can with Philippine Airlines at absolutely 0% interest Installment plan using BDO or American Express Credit Cards.

Promo Mechanics

1. Promo is from October 1, 2013 – February 28, 2014.
2. The Buy Now Pay Later (BNPL) at Absolutely Zero Percent (0%) promo is open to all BDO and American Express Cardholders whose credit cards are in active status and in good credit standing.
3. Qualified cardholders may avail of the Absolutely Zero Percent (0%) interest at any PAL or PAL Express ticket office.
4. Promo is available through over the counter purchases at any PAL or PAL Express ticket office. Click here for list of participating ticket offices.
5. The Buy Now Pay Later (BNPL) at Absolutely Zero Percent (0%) may be applied using the following spend requirement:
    

   Term	Minimum Ticket Purchase
   3	Php 5,000
   6	Php 30,000
   12	Php 100,000

6. Also included in the promo are Co-branded cards, Affinity and Tie-up bank accounts. Excluded are Simple Cards, Corporate accounts, Distribution Cards, Purchasing Cards, Electron Cards, and Charge Cards.
7. Absolutely Zero Percent (0%) interest is applicable if the cardholder pays his/her monthly installment in full.
8.  Monthly installment due on Buy Now Pay Later installment transaction together with monthly interest and penalty charge, if any, will be billed to the cardholder starting on the second (2nd) monthly billing statement cycle after transaction / purchase date and every month thereafter until the total amount payable is paid in full.
9. For items not included in the 0% offer, the regular monthly add-on interest rates below apply:
    

   Term	Factor Rate	Add-on Rate
   3	0.353338	2.00%
   6	0.184669	1.80%
   9	0.128814	1.77%
   12	0.100838	1.75%
   18	0.075561	2.00%
   24	0.063170	2.15%
   36	0.050281	2.25%

10. Approved amount of the BNPL installment transaction/s shall be deducted from the cardholder's credit limit.
11.  BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the BNPL EasyPay In-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding fee of 5% of the total remaining balance or Php 300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the Cardholder's acceleration,the total accelerated amount due and the corresponding fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
12. All transactions are subject to bank approval.